Small Business Financing Central Point OR

Well, we’re the nation’s largest small business loan marketplace. That’s right, we offer more loan options than anyone else.

And because we’re committed to quality even more than quantity, we feature only the best small business lenders in our marketplace. That includes American Express, Bank of America, Chase, On Deck, Kabbage, and more.

We also have a 15-minute online application and a proprietary algorithm that matches you to the best loans for your small business – and a team of personal funding managers who can walk you through your options and help you choose the perfect one.

Which means that getting a small business loan through Small Business Loans  is sooo much easier than applying through traditional lenders. In fact, while banks deny 80% of small business owners, we find financing for more than 65% of our applicants.

Did we mention that you can do all of this from the comfort of your office, or even your couch? You don’t even have to put on your shoes to get a small business loan through Small Business Loans 

So the real question is: what are you waiting for? You could have a small business loan 15 minutes from now. We’re here whenever you’re ready to apply…

Nope, we don’t fund any loans so we’re not a lender. We’re an online lending marketplace, which means that we’re simply the bridge between borrowers and lenders. We connect small business owners like you to loan options from our nationwide network of 75+ lenders.

Think of us as the Amazon Prime of small business loans. You shop, then we deliver.

Online marketplaces are everywhere these days – there’s Amazon, Overstock, Etsy, Alibaba, Bonanza, Expedia, and the grandfather of all online marketplaces, eBay.

The coolest thing about using an online marketplace is the convenience – it’s a fast, easy way to compare options, find a good deal, and get what you need.

Our online lending marketplace is no different. Completing our application gives you access to a variety of small business loan options and lenders. This saves you the hassle of going from bank to bank and offers you a simple way to find your best financing solution. Because shopping online is pretty cool but getting a small business loan online is even cooler.

We’re no spring chickens – we’ve been helping small business owners since 2011.

It all started when we noticed how hard it was for small business owners to find the loans they needed to start and grow their businesses. Which was a pretty ridiculous problem, considering that 99% of all American companies are small businesses.

Ever the problem-solvers, we created a solution: Small Business Loans . Flash forward a few years and we’ve helped more than 30,000 small business owners get more than $750 million in loans. So you can feel comfortable knowing that you’re getting expert guidance when you come to Small Business Loans 

There’s absolutely no charge for you to apply through Small Business Loans  and browse our small business loan options. As with any loan, you will pay an interest rate or fixed fee, but that money goes to your lender, not us.

We gather each financial info and particular business paperwork. Common financial information we gather are bank balances, a current income statement, current balance sheet, past net income, and outstanding loan information among other financial data. The bigger the loan size, the more financial data is needed. Normal documentation usually required for an SBA loan include Articles of Incorporation and Certificates of Good Standing, proof of insurance, lease agreements, and landlord subordination, among others that may be specific to your business kind.

Your capital injection can come from your own savings, home equity, or money was offered to you by a friend or member of the family that you don’t need to pay back. One can not fund your capital requirement through other resources (e.g. credit cards or another lending source). At minimum half of your injection must originate from your own resources (savings or house equity). The rest could be gifted or an owner can carry back a note that is on full stand by. One can also borrow against your retirement accounts, which represent individual equity.

It relies on the bank and your loan application, but normally, banks like to see a down payment of 20% or even more. SBA loans, however, allow as much as 100% financing depending upon bank underwriting specifications.

In the event that you are a start-up business, you will require a business plan to get a business loan. If you are an existing business in operation for greater than 2 yrs, you will require to put together a summary of the history and nature of your business. Or, if you are growing your business somehow, you will need to describe your business growth plan, how the expansion will absolutely impact earnings.

It relies on the bank and your loan application, but normally, banks like to see a down payment of 20% or even more. SBA loans, however, allow as much as 100% financing depending upon bank underwriting specifications.

An SBA loan is a small business loan that is assured in part by the U.S. Small Business Administration and generally made by a banking institution.

Your capital injection can come from your own savings, home equity, or money was offered to you by a friend or member of the family that you don’t need to pay back. One can not fund your capital requirement through other resources (e.g. credit cards or another lending source). At minimum half of your injection must originate from your own resources (savings or house equity). The rest could be gifted or an owner can carry back a note that is on full stand by. One can also borrow against your retirement accounts, which represent individual equity.

In the event that you are a start-up business, you will require a business plan to get a business loan. If you are an existing business in operation for greater than 2 yrs, you will require to put together a summary of the history and nature of your business. Or, if you are growing your business somehow, you will need to describe your business growth plan, how the expansion will absolutely impact earnings.

It relies on the bank and your loan application, but normally, banks like to see a down payment of 20% or even more. SBA loans, however, allow as much as 100% financing depending upon bank underwriting specifications.

Yes. All one-time application and guarantee charges, along with closing costs, are deducted from your loan proceeds during the time of funding. Having said that, fees for other services, if any, are not deducted from loan proceeds. For Commercial Real Estate (CRE) SBA 7( a) loans, application, and SBA Guarantee fees could be rolled into the loan amount (if cash flow and loan-to-value permit it).

You need to come up with a minimum of 20% of the overall cost to start your business.

We gather each financial info and particular business paperwork. Common financial information we gather are bank balances, a current income statement, current balance sheet, past net income, and outstanding loan information among other financial data. The bigger the loan size, the more financial data is needed. Normal documentation usually required for an SBA loan include Articles of Incorporation and Certificates of Good Standing, proof of insurance, lease agreements, and landlord subordination, among others that may be specific to your business kind.